Category Archives: Homeowners Association Claims
Basics Of Insurance Appraisals
When we think of disputes with homeowners insurance companies, we often think of whether the insurance company will accept or deny our claim. Many of us, if faced with a claim, may be delighted to initially hear that the claim is covered. It is a relief to know that you won’t be fighting with… Read More »
Can You Sell Your Home Or Property While You Are Making An Insurance Claim?
Let’s say that your home, or the property inside your home, is damaged because of some catastrophe. You make an insurance claim, and the insurance company either denies the claim, or else offers to give you an amount far less than what is needed to repair or replace your property. You hire an insurance… Read More »
What Is Covered In A Typical Homeowners Insurance Policy?
When you look at a homeowners insurance policy, one of the first questions you may have is “what does my policy cover?” That’s actually a more complex question than you may think, and as you can imagine, the answer wildly varies depending on your insurance company, and the amount of and extent of coverage… Read More »
What To Look For In Choosing A Homeowners Insurance Company
Whenever discussing any topic related to Florida homeowners insurance, you will often hear us say that coverage depends on your policy and you should read your policy. But how do you choose an insurance company? What are the things you should look for when deciding what insurance company to use to protect your home?… Read More »
Homeowners Insurance Claims And Rates After A Bankruptcy
Two things in life that people try to avoid: Having property damage so severe that they require an insurance claim, and filing for bankruptcy. But sometimes they both happen. How will a bankruptcy affect your property damage claim? Disclosing a Homeowners Insurance Claim In bankruptcy, your property damage claim is an asset that could… Read More »
Homeowner’s Insurance And Building Collapses
When the condominium in Surfside collapsed, it was a catastrophe of the highest order. The last thing on anyone’s mind is or was property insurance. But the collapse is a good reminder for all of us as to how and whether such structural collapses are covered by homeowners insurance policies. Remember that a collapse… Read More »
Post-Loss Obligations Can’t be Ignored by Homeowners
Whenever you have a claim for damage to your property, your insurance contract will have detailed instructions on what your obligations are after the loss. Complying with these post-loss responsibilities is important. Failing to do so can be seen as a violation of your insurance contract, and the insurance company can deny coverage for… Read More »