Author Archives: Jay Butchko
Common Mistakes People Make When Filing Homeowners Insurance Claims
When your property has sustained a loss of some kind, or damage, and that damage is covered by the policy, it may seem like there is little you can do wrong. The insurance company may give you problems, or dispute coverage, or have a different opinion than you about the value of your claim,… Read More »
Damage To A Car Doesn’t Show How Injured The People Inside May Be
When you are in a car accident, one thing that the Defendant or the insurance company for the defendant will ask about, is the damage that was done to your car. The logic is this: People whose cars are severely damaged and mangled, likely sustained more personal injury. The damage to the car tends… Read More »
Volunteer Is Killed By Rescue Dog; Who Is At Fault?
Dogs are mankind’s best friend. But we also all know how dangerous dogs can be. A tragedy earlier this year, which has now resulted in a lawsuit, highlights how dangerous dogs can be–and who can be liable when dogs do bite someone. Rescued Dog Kills Volunteer The case involves a volunteer for an animal… Read More »
3M Lawsuit Shows Faulty Instructions Can Lead To Liability Claims
If there was any group of people that you would think should have some protection against defective products that cause injury, you would think that U.S. military soldiers would receive only the best products and services. But a series of class action suits shows that even our soldiers can fall victim to defective products…. Read More »
Watch Out – Construction Sites Can Be Dangerous
Construction sites can be very dangerous places, not just for workers, but for others passing by, or for those on the property doing business, inspecting, or doing other work, even if that work is unrelated to the actual construction. Every construction site is different, but there are some commonalities between them that make all… Read More »
Maintain Your Home Or Risk Having Your Claim Denied
In many homeowners insurance disputes, the insurance company will deny payment to the homeowner, on the basis that the damage to the home is not covered by the policy. You may wonder how that is possible, but it often happens because of homeowner neglect. Example of Neglect Let’s say that there is a tree… Read More »
Lawsuit Funding Has A Number Of Dangers
You may have seen or heard commercials, promising what is known as litigation or lawsuit financing. These commercials promise you quick money in your accident case, and the promise of little or no risk to accepting these company’s funds. At first, the deal may sound pretty good, but looking closer you may want to… Read More »
Why Are Brightline Trains So Dangerous?
The Brightine railway system promised South Floridians a new method of mass transportation, in a region where mass public transportation is sometimes hard to find. And to some degree, it has delivered; Brightline trains are known to be fast, efficient, and clean. But they’re also starting to be known for something else: Deaths. So… Read More »
Don’t Forget These Additions To Your Standard Insurance Policies
At a restaurant, you may be used to eating places that serve food a la carte. That generally means you get what’s there—any extras, sides or additions will have to be ordered and paid for separately. More and more, it almost seems like insurance policies are becoming a la carte, because the list of… Read More »
What Happens When Your Insurance Company Goes Bankrupt Or Is Insolvent?
It seems that every day in the news, there is another insurance company going bankrupt or insolvent. In some cases, there may not be another insurance company to just step in the place of your old insurance company. So what happens when your homeowner’s insurance company is bankrupt or insolvent? FIGA to the Rescue?… Read More »